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What is a Syndicated Mortgage?

A syndicated mortgage is a partnership involving two or more investors in a specific, targeted mortgage. Unlike an investment in a MIC, a syndicated mortgage is an investment in a single real estate loan, rather than a pool.

In a syndicated mortgage, you decide which project your money goes to; we give you the information for you to make a smart decision. We provide investors with a complete underwriting package prior to the mortgage investment.

At Caplink, we believe informed investors are smart investors. With syndicated mortgage investments—and all our offerings—we provide comprehensive information specific to each investment opportunity so you know everything that we do before you invest.

In order to invest, you must satisfy the requirements for either (i) the accredited investor exemption or (ii) the minimum investment amount exemption as prescribed by National Instrument 45–106.

Accredited Investors

*An accredited investor is an individual who, either alone or with a spouse, beneficially owns, directly or indirectly, financial assets which exceeds a net pre-tax realizable value of $1,000,000, OR is an individual whose net pre-tax income exceeded $200,000 in each of the two most recent calendar years OR whose net pre-tax income when combined with a spouse exceeded $300,000 in each of the two most recent calendar years.

Minimum Amount Investment

*A non-individual, purchasing as principal, the total cost of subscription of purchase at least $150,000 and if a corporation, partnership, unincorporated association or other entity, have not been created or used solely to purchase or hold securities in reliance on the prospectus exemption set forth in Section 2.10 of National Instrument 45-106.